Who Told Them?
The Law You Live, Season 2, Part 1 Who Told Them? By Tim Munyi Mugo* “Congratulations! You qualify for Kshs. 60,537 PCASH Business Loan today. To get, Dial *321*5# Apply Instantly & repay in 90days or visit PCASH app”. This arrives on a random Tuesday morning, promising a loan you never applied for, from a digital lender you have zero idea about, on a number you can swear with someone’s grave you never shared for that purpose. The natural reaction is a shrug and a delete. The correct reaction is a single question. Who told them? That question is in substance, the entire Data Protection Act, Cap 411C. It is also a question my own industry must answer about its own customers, and I will come to that. Personal data is anything from which you can be identified. Your name, your mobile number, your ID, your photograph, your location, your M-Pesa history, or even your meter reading. You are the data subject . Whoever decides what is done with that information is the da...